Our Non-QM program, the VICE, is the perfect solution for your alternative documentation borrowers. In this program, your borrower can use a profit and loss statement to prove their income, and still get 90% LTV!

Here are the highlights:

• Max LTV 90%
• Max Loan Amount up to $3.5M
• Cash out $1M
• Provide a Profit and loss statement instead of income taxes
• No 4506-C needed
• FICO 660+
• Owner occupied or second home ok.