CalHFA Down Payment Assistance Program

Receive up to 5% as down payment assistance

The best down payment assistance program in California...

Buying a home couln’t be more affordable!

The CalHFA FHA Program is an FHA-insured loan featuring a CalHFA 30 year fixed interest rate first mortgage. This loan can be combined with MyHomeAssistance program which offers a deferred payment junior loan on the amount of the lesser of 3.5% of the purchase price or $15,000 (whichever is lesser) of the appraised value to assit with down payment.

Also, qualifying borrowers could also obtain up to 3% in the form of a deffered payment third loan possition to help them finance a good portion of their closing cost. The toal combined loan to value on a house financed using the CalHFA program can not exceed 105%

We are one of the few approved lenders in California that offers this program. See if this program is the right fit for you by using our Down Payment Assistance Qualifier.

We’ll help you clearly see differences between the CalHFA loan programs and many other down payment assitance programs tailored for first-time home buyers that we offer.

The CalHFA Loan Process

Here’s how our home loan process works:

  • Complete our simple Down Payment Assistance Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

Borrower’s with 660 FICO qualify for this amazing down payment assistance program but if your FICO is down to 580, there are other down payment assistance programs that you might be able to qualify.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years