Bridge Loans

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Bridge Loans


The Simple Bridge is our home equity bridge loan program, providing conventional purchase loan clients with the option to access the equity in an existing primary residence as a source of funds for the downpayment on the purchase of a new primary residence. This product will be offered in most states and it’s available to individuals working to obtain a primary residence purchase loan.


  • $500 origination fee
  • $250,000 maximum loan amount
  • 6-month balloon term with interest only monthly payments
  • Option to renew an additional 6 months for a $2,000 fee
  • 90% maximum combined loan-to-value (CLTV) ratio
  • Associated closing costs can be rolled into the bridge and paid out of loan proceeds


  • Credit score of 680 or above
  • Desktop appraisal with an exterior inspection will be obtained to value the subject property
  • Purchase file loan type must be conventional*